TJ Maxx in Fresh Pond will no longer have layaways(Layaway is a type of agreement which can be made between a retailer and a consumer. The consumer pays a deposit to reserve an item, which is held until the consumer pays in full. The item itself is said to be “on layaway.” Typically, the customer has a set period of time in which he or she must pay in full for the item. If the customer fails to pay, the item is returned to stock for a small fee and the consumer's money is refunded) as of January 23, 2012.    I visited the TJ Maxx in Southbay in Dorchester and they will continue to accept layaways.

This might not mean a lot to you, but I know it means a lot to a lot of people including myself, because their are somedays when you can't afford a purchase and you really want it and not having the money at that time, it would allow you purchase it at a later date. Personally I think this is really bad for business and a real mistake to the bottom line of their organization, especially in this economy.

Giant retailer Walmart announced plans to revive layaway starting on October 17, 2011. The new plan is limited to select categories of merchandise, and minimum purchase amounts apply. A 10% down payment is necessary, and a nonrefundable $5 fee added to layaway purchases means that the wise shopper will select this option only for big ticket purchases. Cancelled orders will incur an extra $10 charge, deducted from any refund for prior payments. Walmart had dropped layaway in 2006, indicating declining demand for it by consumers, as well as stockroom clutter created by storing goods on layaway. ("How Bad Is the Economy? Wal-Mart Revives Layaway," The Wall Street Journal, September 9, 2011

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Let's do a campaign and call TJ Maxx to bring back layaway's to Fresh Pond.

Ciao!

Neighborhoodnine